Independent Advisory | IPB Sim

Advisory related to investments is free from the commercial logics and is  independent from the single investment operations.

This allows to freely choose the best partners and the best products offered on the market without conflicts of interests.  Besides, the client is assisted on whatever banking or financial institution, coordinating his/her activities with the purpose of avoiding duplications, overlaps, excessive risks and purchase of inefficient solutions.

The service, starts from the harvest of the informative data of the client, from the analysis of his/her financial demands, of his/her propensity to the risk and of his/her objectives of investment, it individualizes the good order of portfolio considering her different types of financial available tools on the market.

The steps that characterize the service are:

• Definition of the Strategic Asset Allocation, using the most updated theories on the optimization of the portfolio;
• Analysis and selection of the best products on the base of qualitative and quantitative evaluations;
• Periodic maintenance of the efficiency of portfolio through the indications of tactical nature elaborated by the Investment Strategies Committee that allows to exploit in an advantageous way, the fluctuations of the market in positive phases and to embank the losses in negative phases.

In case the client decides to undersign the products and the services recommended by the same Independent Private Banker or an other financial middlemen, thus other institutes of credit with whom the SIM has already commercial relationships, he/she wont get any commission recognised by the sim as to avoid any possible nature of conflict of interests in the carrying out of the consulting service.